aluminum wiring insurance bc

Aluminum wire is not as good of an electrical conductor as copper so a larger wire is used. For example aluminum wire No.

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Because of the danger of an outbreak of fire it can be difficult to get your home insured if it has aluminum wiring.

. Aluminum wiring is definitely a concern but it should not stop you from buying or selling a home. Ask your insurance company for their requirements. In recent years there has been an influx of concern over the safety of aluminum wiring.

Aluminum wiring insurance bc. Since copper is a superior conductor than aluminum aluminum wire must be larger to safely carry the same current as copper. Aluminum cannot withstand currents from 100 or 200 amp service like copper can.

Aluminum wiring is not the fire hazard people would have you think it is. Aluminum is a good conductor of electricity. In fact it is perfectly safe and there has been studies showing that the only increased chance of fire is produced with an improper installation.

First aluminum is cheaper than copper. If you follow these easy steps you can make your new home a safe one for you and your family. As mentioned above aluminum wire is safeit is the connections that cause the problem.

It bothered me at the time and I almost didn. Is aluminum wiring safe. You should check for aluminum wiring in a house before getting home insurance quotes though because your insurance company will be asking and youll pay more if its there.

However we know that aluminum wirings increase the risk of fire. Others require a certificate from a licensed electrician or the electrical authority. As electrical concerns arose from the use of aluminum wiring industry changes were made.

The outer covering of the cable will be marked about every 12 inches with the word aluminum or an. As a result in BC aluminum wiring was banned for use in branch circuits of homes. The new estimate is.

Insurance companies consider aluminum wiring in the home to be a greater risk than copper wiring. This usually means that contractors using outlets or devices that are not rated for aluminum. What you need to know about aluminum wiring.

The home insurance world became aware of the issues around aluminum wiring and some insurance companies refuse to insure homes with aluminum. This does cause the wire to. Never take chances with the safety of your home and loved ones.

You can see a BC Safety Authority page that mentions aluminum wiring safety HERE. First aluminum is cheaper than copper. The current electrical wire in Vancouver homes is copper.

It is light weight strong and much cheaper than copper. Safety experts say aluminum wiring in homes built before 1972 more than doubles the risk of fire breaking out at connection points. Aluminum wiring was used extensively in homes built between 1965 and 1980.

After the late 1970s aluminum wire became unpopular and it was not until the early 1990s that it started to be used again though still not as much as copper. Technical safety BC recommends eliminating the risk of poor-quality aluminum wiring terminations without waiting for any signs of problems. Some say these decisions were made on conservative underwriting criteria rather than actual loss experience.

The BC Safety Authority advises if the wiring is aluminum and was manufactured before May 1977 the outer covering of the cable will be marked at least every 12 inches with the word ALUMINUM or an abbreviation ALUM or AL. Some insurers will not provide or renew insurance coverage on these homes without an inspection by the Electrical Safety Authority ESA. When aluminum wiring was first.

Second there wasnt much information regarding the dangers of aluminum wiring. Was your home built between the mid 1960s and late 1970s. Any evidence of overheating around wiring switching appliances fixtures should be investigated as soon as possible.

The average home insurance in Ontario as an example is 1200 a yearLets say your home is worth 500000 but. If so it may have aluminum wiring. Aluminum Wiring Pigtails What You Should Know.

Here is a link to a New York Times article that deals with the subject in some depth. 170-422 Richards St Vancouver British Columbia V6B 2Z4. Aluminum Wiring Insurance Coverage.

If the cable was manufactured after May 1977 the marking might be either ALUMINUM ACM ALUM ACM or ALACM. Homeowners today are finding many insurers might not provide or renew insurance coverage on these houses unless the wiring is inspected repaired or replaced as needed and a copy of the Certificate of Inspection is given to the insurer. After reading about how an aluminum wire is more likely to overheat and possibly cause a fire one cant blame them.

The ampacity is the maximum current that a wire can safely carry. Here is a link to a new york times article that deals with the subject in some depth. Due to the increased cost of copper during the early 1950s and late 1970s many homes built or renovated at this time in Vancouver were wired with aluminum.

Aluminum wiring was widely used in Canada from the mid-1960s through the 70s. Almost all insurance companies now require electrical safety inspections by licensed professional electricians before an insurance policy sale or renewal in older homes where problems with aluminum wiring could occur. Aluminum wiring is an acceptable wiring choice if properly installed and used in the correct application.

Home Insurance And Aluminum Wiring. Only one insurance company agreed to provide insurance to the buildings 47 owners but at a huge increase in cost. The buildings previous insurance bill was 32000.

Aluminum wiring pigtails safeguard against the risk of fire in homes where aluminum wired homes show indications of failure and overheating at termination points. Call 250-885-1227 to speak to an electrician now. The problem and consequences with aluminum wiring installs.

When the signs show it might be too late. The power supply lines providing power to your home are aluminum as is almost the entire BC Hydro power grid. Aluminum wiring was used for residential construction in the 1960s and 1970s due to the high cost of copper at that time.

Copper wiring is now the most commonly used wiring for branch circuits. Aluminum wiring is safe if its installation is correct. Your aluminum wiring can fail or overheat without any prior signs of problems.

It was phased out in Canada because of safety concerns with both the wiring and the terminations and connectors used when this type of wiring was introduced as these were not rated for aluminum wiring. 12 has about the same ampacity as copper wire No. With the knowledge that aluminum wiring can easily overheat and possibly cause a fire insurance companies will classify aluminum wiring in a home to be a greater risk than copper wiring.

Insurance Issues with Aluminum Wiring. There are ways to deal with aluminum wiring in the home. The home that I live in now has aluminum wiring.

The bottom line. Most companies will not touch a home with aluminum wiring due to the danger it imposes on the home that they have covered for 1M. Aluminum electrical wirings have been widely used in the 60s and 70s for the construction of homes.

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